I consider stock mutual funds to be a separate animal as they are (usually) less volatile than individual stocks.
About 11% of my money is invested in foreign mutuals funds, primarily Asian and European and with 2.5% in emerging markets.
I considered precious metals, but the brokerage I'm using doesn't appear to offer it, except through mutual funds and ETF's. The Excelsior Energy & Natural Resources Fund invests up to 35% of its funds in metals and mining, so I do have that. I also have a small cache of gold & silver coins and bullion which I inherited, possibly a few thousand dollars worth, but I don't really count them as "investments".
Unfortunately, my account is out of cash, I can't dip into my money market account without losing interest points (and doing so would greatly increase my risk level), and I can't sell any of my mutual funds for 30-90 days without incurring a 1-2% penalty, so I'm pretty much stuck with my current portfolio. So far, though, I'm pretty happy with it, other than Sirius and Sempra Energy, which have been sucking. I will probably end up selling them off if they ever break even again.
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timeasmymeasure
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Date: 2007-04-07 02:59 am (UTC)About 11% of my money is invested in foreign mutuals funds, primarily Asian and European and with 2.5% in emerging markets.
I considered precious metals, but the brokerage I'm using doesn't appear to offer it, except through mutual funds and ETF's. The Excelsior Energy & Natural Resources Fund invests up to 35% of its funds in metals and mining, so I do have that. I also have a small cache of gold & silver coins and bullion which I inherited, possibly a few thousand dollars worth, but I don't really count them as "investments".
Unfortunately, my account is out of cash, I can't dip into my money market account without losing interest points (and doing so would greatly increase my risk level), and I can't sell any of my mutual funds for 30-90 days without incurring a 1-2% penalty, so I'm pretty much stuck with my current portfolio. So far, though, I'm pretty happy with it, other than Sirius and Sempra Energy, which have been sucking. I will probably end up selling them off if they ever break even again.